Flexi Card

Flexi Debit Card Fees and Interest

Fees with effect from 1st April 2017:

Account opening fee


Minimum opening deposit
(The account will be closed automatically if no deposit was made within 35 days from account opening.)

R 0.00

Minimum account balance


Cash deposit Branch

R 2.00 up to R100.00, thereafter an additional R 2.00 per R100.00 or part thereof above R100.01

Deposits (cheque)


Dishoured Cheque

R 77.00

Special clearance of cheque deposits

R 90.00

Cash withdrawal at branch

R 12.00

Cash withdrawal (cheque)

R 40.00

Repayment of Unclaimed Funds

R 50.00

Monthly service/ledger fee

R 11.00

Replacement: Card

R 70.00

Full statement (counter)

R 13.00

Full statement (mailed on request)

R 13.00

Mini statement and balance enquiries (Branch)


Account Dormancy Fee

R 22.00

Point of Sale Purchase


Purchase and Cash back


Cash Back Only

R 3.50

Declined Purchase - Any customer related reason

R 7.50

International Debit Card Fee (POS)

R 16.00 + 2% of transaction value

International Debit Card Fee (ATM)

R 18.00 + 2% of transaction value.

International Debit Card Declined Fee

R 7.50

Saswitch Fees:

Cash withdrawal: ATM

R 8.15 below R100.00 thereafter an additional R 1.65 per R100.00 and above.

Balance enquiry: ATM

R 4.30

Rejected transactions: ATM

R 4.50

Rejected transactions: Card swallowed ATM

R 2.00

Cell phone balance enquiry

No banking fee. R 1.00 will be charged by your mobile service provider for the cost of the sms.

Interest with effect from 21 July 2017:

Amount in Rand

Interest rate (%)

0 - 500


500.01 - 1000


1 000.01 - 2 000


2000.01 - plus