With the world changing, it is vital that more South Africans become financially active and literate. One of the best ways of managing and learning to manage your finances is by holding an active transactional bank account. There are a number of benefits to being banked; your money is safe, it allows you to plan more effectively, budgeting is easier and you don’t have to carry too much cash with you. With a debit card, you can also make purchases at most shops both in and out of South Africa.